AUD to PHP exchange rate
The mid-market rate from the Australian dollar to the Philippine peso, and what fees and margins do to the amount that arrives in the Philippines.
Mid-market reference rate
1 AUD = 44.812 PHP
Australian dollar to Philippine peso
Rates as at (source rate date ).
Source: Frankfurter, which publishes daily reference rates from central banks such as the European Central Bank and other official sources. The rate shown blends the available reference rates for this pair. It is not a price any provider offers you.
Banks and money transfer businesses set their own rates, which are usually lower than this. We don't send money and we don't recommend any provider.
Check the margin on a quote
Type in a quote you already have. We compare it with the mid-market rate above. Nothing you type leaves your browser.
Enter the amount, the fee and the rate you were quoted to see the margin.
How fees and margins work
The mid-market rate is the midpoint between the rates at which banks buy and sell a currency. It's a reference point. Banks and money transfer businesses usually give you a lower rate and keep the difference. That difference is the exchange rate margin.
A transfer can cost you in two ways: a fee you can see, and a margin built into the rate. Some providers also have the receiving bank or an intermediary bank take a fee on the way. A transfer with no fee can still cost more than one with a fee if its margin is bigger.
To compare quotes, look at how much PHP your recipient gets for the same amount of AUD, after every fee. Moneysmart gives the same advice.
| Example | Rate given | Recipient gets | Fee plus margin |
|---|---|---|---|
| Example A: AUD 0 fee, 2.5% margin | 43.6917 | PHP 43,691.70 | AUD 25.00 |
| Example B: AUD 5 fee, 1% margin | 44.3639 | PHP 44,142.06 | AUD 14.95 |
| Example C: AUD 15 fee, 0.5% margin | 44.5879 | PHP 43,919.12 | AUD 19.93 |
Read more in our guide to international transfer fees and exchange rate margins, and check a money transfer business with AUSTRAC before you send.